- LloydsTSB Group  
   
  2002 Preliminary Results 14th February 2003  
     
  The attached questions and answers were from the presentation made in London on 14 February 2003 and are available as a full multimedia webcast.  
     
  arrow FRS17/Investment Variance  
  arrow Restructuring Costs/Margins  
  arrow Restructuring Costs/Margins  
  arrow Dividends  
  arrow Capital Structure/Dividends  
  arrow Other Finance Income/Actuarial Assumptions  
  arrow Scottish Widows  
  arrow Debt Securities/SMEs  
  arrow Strategy  
  arrow Pension Scheme Deficit/Scottish Widows Goodwill  
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