Time     Slide Title
   00:00:00 2008 Interim Results
   00:00:04 Sir Victor Blank - Chairman
   00:00:59 Chairman's Overview
   00:03:42 2008 Interim Results
   00:03:45 Tim Tookey - Acting Group Finance Director
   00:04:12 A strong underlying performance
   00:05:24 A strong underlying performance
   00:06:32 Key performance drivers
   00:07:49 Strong customer lending and deposit growth
   00:08:24 Strong customer lending and deposit growth
   00:08:51 Improved banking net interest margin
   00:09:19 UKRB: balanced income growth
   00:10:17 W&IB: strong underlying income growth
   00:10:52 Excellent income growth in Corporate Markets
   00:11:39 Limited exposure to market dislocation
   00:13:57 Limited exposure to market dislocation
   00:14:43 Limited exposure to market dislocation
   00:16:04 Strong profit growth in I&I
   00:16:36 Scottish Widows: a resilient performance
   00:17:47 Income growth ahead of costs in all divisions
   00:18:15 Asset quality remains satisfactory
   00:19:49 Arrears performance by vintage - loans
   00:20:05 Arrears performance by vintage - credit cards
   00:20:22 A strong UKRB mortgage portfolio
   00:20:45 A strong UKRB mortgage portfolio
   00:21:35 A strong UKRB mortgage portfolio
   00:21:51 Asset quality ratio has remained stable
   00:22:51 A good quality property lending portfolio
   00:23:58 A good quality property lending portfolio
   00:24:48 Economic environment remains uncertain
   00:26:16 Improving our returns
   00:26:38 A robust capital position
   00:28:21 A strong funding profile
   00:28:59 A core funding base of customer deposits
   00:29:40 Strong core business momentum
   00:30:37 2008 Interim Results
   00:30:40 Eric Daniels - Group Chief Executive
   00:31:20 2008 Interim Results
   00:32:41 Building strong customer franchise
   00:35:02 Improved income momentum
   00:35:36 Sustained productivity improvement
   00:36:04 A high quality lending portfolio
   00:37:00 A strong track record of profit growth
   00:37:37 Consistently superior returns
   00:37:56 UKRB: growth momentum
   00:39:09 UKRB: growth momentum
   00:40:08 UKRB: Well positioned for a lower growth environment
   00:41:11 I&I: growth momentum
   00:42:52 W&IB: growth momentum
   00:43:50 W&:IB: growth momentum
   00:44:25 W&:IB: Well positioned for a lower growth environment
   00:45:20 Investing in our business
   00:46:08 2008 interim results
   00:47:15 Question 1
   00:50:47 Question 2
   00:54:59 Question 3
   00:56:31 Question 4
   00:58:08 Question 5
   01:00:30 Question 6
   01:02:58 Question 7
   01:07:43 Question 8
   01:09:45 Question 9
   01:12:04 Question 10
   01:15:10 Question 11
   01:17:16 Question 12
   01:19:15 Question 13
   01:22:46 Question 14